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Clocktower Technology Ventures

North America, California, United States, Santa Monica

Description

Clocktower Technology Ventures is a prominent Santa Monica-based venture capital firm specializing exclusively in financial technology (FinTech). The firm's investment thesis is broad, encompassing critical sub-sectors such as insurance, payments, personal finance, lending, credit, and asset management. With a clear mandate to identify and back transformative companies, Clocktower has established itself as a dedicated early-stage investor within the global FinTech ecosystem.

CTV primarily targets Seed and Series A rounds, though it selectively participates in Series B investments for high-potential companies. The firm's investment philosophy emphasizes identifying disruptive technologies and business models that are poised to redefine financial services. They often seek companies with strong founding teams, innovative solutions, and significant market potential, providing not just capital but also strategic guidance and access to their extensive industry network.

Clocktower Technology Ventures has demonstrated consistent growth in its capital base, reflecting its expanding influence in the FinTech landscape. For instance, the firm successfully closed its fourth fund, Fund IV, at $150 million in 2022, and more recently, Fund V at $175 million in 2024. These larger funds enable the firm to deploy initial checks typically ranging from $1 million to $5 million for Seed and Series A rounds, with the capacity for significant follow-on investments. The firm also manages dedicated regional funds, such as its Latin America fund, further broadening its global reach.

With a portfolio exceeding 100 companies, Clocktower Technology Ventures has backed numerous innovative startups that are shaping the future of finance. Their hands-on approach and deep industry expertise provide valuable support to their portfolio companies, extending beyond capital to include strategic guidance and network access. This focused specialization allows them to be a highly informed and impactful partner for FinTech entrepreneurs seeking to scale their ventures.

Investor Profile

Clocktower Technology Ventures has backed more than 189 startups, with 13 new investments in the last 12 months alone. The firm has led 5 rounds, about 3% of its total and boasts 21 exits across its portfolio.

Investment Focus Highlights

  • Concentrates on Seed, Series A, Series B rounds (top funding stages).
  • Majority of deals are located in United States, Brazil, United Kingdom.
  • Strong thematic focus on FinTech, Financial Services, Software.
  • Typical check size: $1M – $5M.

Stage Focus

  • Seed (45%)
  • Series A (25%)
  • Series B (12%)
  • Pre Seed (8%)
  • Series Unknown (4%)
  • Series C (3%)
  • Series D (1%)
  • Series E (1%)
  • Convertible Note (1%)
  • Private Equity (1%)

Country Focus

  • United States (67%)
  • Brazil (9%)
  • United Kingdom (8%)
  • Mexico (6%)
  • Colombia (4%)
  • Canada (2%)
  • Ecuador (2%)
  • Nigeria (1%)
  • France (1%)
  • Chile (1%)

Industry Focus

  • Fintech
  • Financial Services
  • Software
  • Finance
  • Saas
  • Banking
  • Payments
  • Insurtech
  • Insurance
  • E-commerce
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FAQ

Frequently Asked Questions

Learn who this investor regularly partners with—both firms and angels—and explore their latest activity.

Who does Clocktower Technology Ventures frequently co-invest with?

Gaingels
North America, Vermont, United States, Burlington
Co-Investments: 8
FJ Labs
North America, New York, United States, New York
Co-Investments: 13
Homebrew
North America, California, United States, San Francisco
Co-Investments: 12
Y Combinator
North America, California, United States, Mountain View
Co-Investments: 12
Picus Capital
Europe, Bayern, Germany, Munich
Co-Investments: 11
Global Founders Capital
Europe, Berlin, Germany, Berlin
Co-Investments: 9
Point72 Ventures
North America, New York, United States, New York
Co-Investments: 10
Alumni Ventures
North America, New Hampshire, United States, Manchester
Co-Investments: 12
QED Investors
North America, Virginia, United States, Alexandria
Co-Investments: 9
Gilgamesh Ventures
North America, New York, United States, New York
Co-Investments: 8

Which angels does Clocktower Technology Ventures often collaborate with?

KA
North America, New York, United States, New York
Shared Deals: 3
EL
North America, Florida, United States, Miami Beach
Shared Deals: 2
Daniel Simon
North America, New York, United States, New York
Shared Deals: 2
NB
North America, California, United States, Los Angeles
Shared Deals: 2
David Olk
North America, New York, United States, New York
Shared Deals: 2
JS
North America, California, United States, San Francisco
Shared Deals: 2
SB
North America, New York, United States, New York
Shared Deals: 2
NR
North America, California, United States, San Francisco
Shared Deals: 2
CS
North America, Washington, United States, Kirkland
Shared Deals: 2
SM
North America, New York, United States, New York
Shared Deals: 2

What are some of recent deals done by Clocktower Technology Ventures?

MGT Insurance

Greenwood Village, Colorado, United States

MGT Insurance provides insurance experience for the sales partners and policyholders.

ConsultingInsuranceInsurTech
Series BOct 16, 2025
Amount Raised: $21,600,000
Yendo

Dallas, Texas, United States

Yendo issues credit cards secured by customer vehicle equity for lending.

Artificial Intelligence (AI)Consumer LendingCredit CardsFinancial ServicesFinTech
Series BOct 9, 2025
Amount Raised: $50,000,000
QuoteWell

Austin, Texas, United States

QuoteWell is a digital-first platform that meets the demands of the contemporary insurance sector.

Information TechnologyInsurance
Series AOct 8, 2025
Amount Raised: $12,000,000
Vycarb

Brooklyn, New York, United States

Vycarb is a Brooklyn-based firm that enables decentralized carbon removal through real-time.

AnalyticsReal Time
SeedOct 6, 2025
Amount Raised: $5,000,000
Ume

São Paulo, Sao Paulo, Brazil

Ume is a credit platform that specializes in accessing credit to all individuals for all purchases.

CreditFinanceFinancial Services
Series BSep 8, 2025
Amount Raised: $21,000,000
Momento

Mexico City, Distrito Federal, Mexico

Momento is trying to make life easier for underserved car driver in LatAm

Auto InsuranceFinTechInsuranceInsurTech
Series AAug 28, 2025
Amount Raised: $10,250,000
Relcu

Saratoga, California, United States

Relcu is an intelligent lead-to-revenue lead management and CRM platform that is transforming the financial services industry.

CRMFinanceFinancial ServicesMarketing Automation
SeedAug 21, 2025
Digitt

Guadalajara, Jalisco, Mexico

Digitt creates equitable financial tools to combat predatory lending.

Financial ServicesFinTech
Series AAug 20, 2025
Amount Raised: $10,000,000
Monato

Mexico, Maine, United States

Monato is a fintech that builds modular, scalable financial infrastructure.

FinTech
SeedAug 5, 2025
Amount Raised: $13,000,000
Creditop

Bogotá, Distrito Especial, Colombia

Creditop orchestrates loans by providing a multi-lender payment method that enables merchants to efficiently sell by credit.

FinTechSaaS
Series UnknownAug 5, 2025
Amount Raised: $3,700,000