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River Capital

Europe, Liverpool, United Kingdom, Liverpool

Description

River Capital, formerly known as MSIF, is a prominent fund manager based in Liverpool, United Kingdom, dedicated to accelerating the growth and potential of small and medium-sized businesses. With a long-standing presence in the North West of England, the firm plays a crucial role in the regional economy by providing essential capital and strategic support to promising enterprises. Its mission centers on fostering innovation and job creation within the local business ecosystem, contributing significantly to the economic vitality of the region.

The firm manages a diverse portfolio of funds, including significant allocations from the Northern Powerhouse Investment Fund (NPIF) and funds from the Liverpool City Region Combined Authority (LCRCA), alongside its own proprietary Merseyside Loan and Equity Fund. River Capital offers a flexible range of financing solutions, encompassing both debt and equity investments. This multi-faceted approach allows them to cater to a broad spectrum of business needs, from early-stage growth capital to more established expansion funding, ensuring tailored support for various stages of business development.

River Capital's typical first cheque sizes vary significantly depending on the specific fund and the nature of the investment. For instance, their NPIF Equity Finance can provide up to £2 million, while their Merseyside Loan and Equity Fund offers equity investments starting from £50,000. Over its more than 20-year history, the firm has demonstrated a substantial commitment to regional development, having deployed over £150 million across more than 2,000 businesses. This extensive track record underscores River Capital's position as a key financial partner for SMEs in the North West.

Investor Profile

River Capital has backed more than 33 startups, with 10 new investments in the last 12 months alone. The firm has led 13 rounds, about 39% of its total and boasts 4 exits across its portfolio.

Investment Focus Highlights

  • Concentrates on Debt Financing, Series Unknown, Seed rounds (top funding stages).
  • Majority of deals are located in United Kingdom, Germany.
  • Strong thematic focus on Software, Artificial Intelligence (AI), E-Commerce.
  • Led 8 rounds in the past year.
  • Typical check size: $63.5K – $2.5M.

Stage Focus

  • Debt Financing (45%)
  • Series Unknown (24%)
  • Seed (15%)
  • Private Equity (9%)
  • Pre Seed (6%)

Country Focus

  • United Kingdom (91%)
  • Germany (9%)

Industry Focus

  • Software
  • Artificial Intelligence (Ai)
  • E-commerce
  • Consulting
  • Information Technology
  • Retail Technology
  • Health Care
  • Manufacturing
  • Computer Vision
  • Medical Device
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FAQ

Frequently Asked Questions

Learn who this investor regularly partners with—both firms and angels—and explore their latest activity.

Who does River Capital frequently co-invest with?

Liverpool City Region Combined Authority
Europe, Liverpool, United Kingdom, Liverpool
Co-Investments: 1
The North West Fund
Europe, Warrington, United Kingdom, Warrington
Co-Investments: 1
Brookstreet Equity Partners
Europe, England, United Kingdom, London
Co-Investments: 1
N–
Europe, Sheffield, United Kingdom, Sheffield
Co-Investments: 1
UK Innovation & Science Seed Fund
Europe, Oxfordshire, United Kingdom, Harwell
Co-Investments: 1
PV
Europe, England, United Kingdom, London
Co-Investments: 2
Future Planet Capital
Europe, England, United Kingdom, London
Co-Investments: 1
Haatch
Europe, Lincolnshire, United Kingdom, Stamford
Co-Investments: 1
Harvard University
North America, Massachusetts, United States, Cambridge
Co-Investments: 1
PA
North America, California, United States, Sunnyvale
Co-Investments: 1

Which angels does River Capital often collaborate with?

MM
Europe, Fife, United Kingdom, Kirkcaldy
Shared Deals: 1
DH
Europe, Liverpool, United Kingdom
Shared Deals: 1

What are some of recent deals done by River Capital?

HyperFinity

Leeds, Leeds, United Kingdom

HyperFinity use data and AI to help retailers make profitable marketing, merchandising and pricing decisions.

AnalyticsArtificial Intelligence (AI)Big DataBusiness IntelligenceConsultingInformation TechnologyMachine LearningRetail Technology
Series UnknownApr 16, 2025
Fotenix

Manchester, Manchester, United Kingdom

Fotenix is a developer of crop analysis tools designed to increase efficiency in the agri-food industry.

AgricultureAgTechArtificial Intelligence (AI)
Series UnknownApr 14, 2025
Amount Raised: $658,849
Tyrrell Building Technologies

Leigh, Lancashire, United Kingdom

Smart Building: engineering, hardware, software, training, support & analytics for energy efficiency, wellbeing & sustainability.

ConsultingInformation TechnologySmart Building
Private EquityFeb 18, 2025
Amount Raised: $2,207,160
Play XD

Manchester, Manchester, United Kingdom

Play XD develops software and applications based on the client's requirements.

AppsConsultingEnterprise SoftwareInformation TechnologySoftware
Debt FinancingFeb 11, 2025
Amount Raised: $124,505
Green Bell Packaging Ltd.

London, England, United Kingdom

We’re on a mission to save the planet from #plasticwaste with sustainable and plant-based packaging solutions.

Debt FinancingDec 17, 2024
Amount Raised: $127,104
Fotenix

Manchester, Manchester, United Kingdom

Fotenix is a developer of crop analysis tools designed to increase efficiency in the agri-food industry.

AgricultureAgTechArtificial Intelligence (AI)
Series UnknownDec 12, 2024
Amount Raised: $132,000
Taylor Hunt

England, Nordrhein-Westfalen, Germany

Taylor Hunt is a company that offering a variety of items, including lift modernisation, manufactured architraves, and bespoke finishes.

ArchitectureConstruction
SeedOct 23, 2024
Black Milk

Manchester, Manchester, United Kingdom

Black Milk sells pistachio sauce, chocolate, and vanilla spread.

CateringE-CommerceFood and Beverage
Debt FinancingSep 24, 2024
Jones AV

Birkenhead, Wirral, United Kingdom

Jones AV specializes in some of the most advanced medical AV integration projects.

Health CareMedical DeviceProfessional Services
Debt FinancingSep 10, 2024
Black Norman Solicitors

Liverpool, Liverpool, United Kingdom

Black Norman Solicitors is a well-known law business firm in Crosby that takes great satisfaction in providing excellent client care.

CommercialFamilyResidential
Debt FinancingAug 5, 2024